Live PEO comparison engine · v1.0

Quit overpaying
for your PEO.

You didn't start a business to untangle admin fee schedules, cross-reference SBCs at midnight, trust a broker who's on commission, or pay 14% above market because nobody read page 6. So we built the thing that does. Drop a PEO quote — we'll read every line in 60 seconds.

Drop a quote, see the math→How it worksNo email. No demo call. No BS.
peolens.com / evaluate
PDF
Justworks-Q2-Proposal-v12.pdf
2.4 MB · 14 pages
✓
Classify document
admin_fee_proposal
✓
Identify PEO
Justworks
✓
Extract fee structure
PEPM · $189
○
Detect hidden margin
analyzing
Benchmark vs. market
queued
Forensic summary
What they quoted you
$226,800/yr
What it should cost
$178,400/yr
You're overpaying
$48,400
Fluent inJustworksInsperityTriNetPaychexRipplingADP TotalSourceGustoPaycorFluent inJustworksInsperityTriNetPaychexRipplingADP TotalSourceGustoPaycor
The industry, briefly

Your broker isn't
on your side. They're
on commission.

01 / Hidden commissions
Baked into every line
Brokers earn 3–15% of your total PEO spend, paid silently by the PEO. The bigger your bill, the bigger their check. You're paying them to charge you more.
02 / Mystery margin
Admin fees with a markup
"PEPM" rates often include broker margin on top of the PEO's actual price. You're paying a markup on a markup. Nobody mentions this.
03 / Renewal trap
"The market made us"
Year over year, renewals climb 8–14% with vague justification. Most brokers don't shop the renewal. They just forward it.
How it works

Three steps. No call required.

Drop the PDFs your PEO already sent you. Watch the engine read them like a forensic accountant would — only faster, and without trying to sell you anything.

01 / Upload

Drop the PDFs

Admin fee proposals, benefit summaries, current invoices. We take whatever your broker sends.

02 / Decode

We read every line

Document classification, PEO identification, fee extraction, hidden margin detection.

03 / Compare

Side-by-side, line-by-line

Every PEO you're considering, on one page. Real fees, real dollars, real comparison.

peolens.com / evaluate · pipelineLIVE
PDF
Justworks-Q2-Proposal-v12.pdf
2.4 MB · 14 pages
PDF
Insperity-Admin-Fee-Bid8139819.pdf
1.8 MB · 9 pages
XLS
Current-Aetna-SBC.xlsx
412 KB · 3 sheets
classifydocument_type →admin_fee_proposal
identifypeo →Justworks (PEO Plus)
extractfee_structure →PEPM · $189 · effective 2026-07-01
detectbroker_margin →+$22.50/EE/mo (12.7% hidden markup)
As quoted
$226,800/yr
→
Fair price
$178,400/yr
Overpayment
$48,400
PEOLens vs. your broker

This is what your broker sends you.
This is what we find inside it.

Same numbers. Same PEO. One of these documents is designed to be read. The other isn't.

Sterling & Roe
Benefits Consulting · Est. 1987
QUOTE #B-8139819-R
PROGRESS TECH SOLUTIONS
EFF. 07/01/2026 · 84 EE
PEO Administrative Fee Proposal — Justworks
Line ItemPEPMAnnual
Base Administrative Services*SKU: ADM-CORE-2026$142.00$143,136
Benefits Administration Add-on**SKU: BEN-EXT-PRMM$28.50$28,728
Risk & Compliance ModuleSKU: RSK-STD-WC$11.00$11,088
Service Coordination Fee***SKU: SVC-COORD-A$22.50$22,680
Implementation & Renewal MgmtSKU: IMP-RNW-Q3$7.50$7,560
Technology Platform AccessSKU: TECH-PLT-2026$13.50$13,608
Total Annual Investment$226,800
*Base rate subject to annual adjustment.
**Benefits add-on includes administrative coordination at standard rates.
***Service coordination is non-itemized and bundled per industry convention.
this is the
broker's cut →
"subject to adj." =
↓ 8-14% renewal hike
you're paying $48k
you shouldn't be
→
peolens.com / forensic-outputDECODED
What you're actually paying for
Justworks PEPM (true cost)Direct PEO rate, no markup
$166.50
Broker margin (hidden)"Service Coordination Fee" + asterisk pricing
+$22.50 12.6% MARKUP
Renewal hike risk"Subject to adjustment" = forecast 8–14%
+$18–32K/yr RISK
Side-by-side
As quoted
$226,800/yr
Fair-market price
$178,400/yr
You're overpaying
$48,400
A broker would take six weeks and a 5% commission to tell you less than this. We did it while you scrolled.
Run this on your quote→
“
I'd been arguing with my broker for two weeks over a $40K line item I couldn't decode. PEOLens read the PDF and called out the broker's margin in ninety seconds. We renegotiated the next day.
Operations Leader · 84-person SaaS
Denver, CO
60s
Time to first insight
14%
Avg overpayment surfaced
8
Major PEOs fluent in
$0
Commission, ever

Stop guessing
what you're paying for.
Start seeing it.

Drop a PEO quote and we'll read it back to you in plain dollars. No email gate. No demo booking. No "let me loop in my colleague." Just the math.

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